Be competitive and productive

Leasing enables you to stay on top of technological advances to help you maximize productivity and effectiveness. You don’t bear the risks of using obsolete technology and the hassle of complying with e-waste disposal regulations.

Predictable expenses

You’ll spread costs across the lifetime of your solution, replacing large upfront expenses with lower monthly payments. Monthly (or other periodic) payments can be tailored to budget levels or revenue streams. Depending upon the lease structure and your business situation, you may qualify for tax and accounting advantages as well (consult your tax professional).

Ability to bundle costs

Lease financing can cover all aspects of your solution, including hardware, software and services, from all vendors.

Lower upfront cost

You can acquire the solution you need right now, even if your current budget won’t allow an outright cash purchase. Lease financing may preserve working capital and existing credit lines, freeing up cash for other operational expenses.

Flexible pay structures

Lease financing provides flexibility that up-front purchasing does not offer, such as: 100% financing with no money down, payment structures that match cash flows or business cycles and a variety of end-of-lease options.

LEASE	AT-A-GLANCE	LOAN
NO	Requires down payment	YES
Many	Structuring and payment options	FEW
NONE	Impact on credit line	Reduces
YES	Ability to bundle transactions	NO
Lower	Impact on cashflows	Higher
NO	Pledge other assets as collateral	YES
Purchase, return, or upgrade	Equipment end of term options	KEEP

 
When you choose to lease, your business or organization will enjoy many valuable benefits. Ask your Fidelity Capital account executive for more details.